Think of the next monsoon. Any leaks? Dread dealing with the painting contractor after the monsoon? How about the hassles after the transformer down the road blows a fuse? How do you deal with a leaky water connection, or a sewage block? Have you visited the municipal offices? Now, think of a caretaker who can rid you of such landowners woes. Is a caretaker an expensive luxury? Not if you share costs with several flat owners. A caretaker can pay electricity, water and property tax bills. He can deal with the gardeners, painting contractors, plumbers and carpenters needed to keep your home in condition. Isn't it time to develop your property?

As one grows older, the work involved in maintaining the house becomes more cumbersome. And, domestic help is hard to get and hard to keep. Now, if you had a flat, things would be different. With the proximity of other flats, your help can finish her work quickly and earn a lot more. For domestic help, an apartment building is a whole lot more rewarding than an independent house. Which means you get a choice of domestic help in an apartment building. Isn't it time to act to develop your property?

The independent house is a prime target for a burglar. Earlier just a high compound wall, a big gate and, maybe, a dog, was sufficient security. Then came the watchman, employed ad hoc, to sleep on the porch. But things have changed. Burglary and crime have become more common. You need a good three shift security service. But that is costly. Share expenses with other flat owners and you've solved the problem. Yes, an apartment building is the solution. The entry points are restricted. A shout for help will bring in neighbours - all, sufficient to deter a prospective burglar.

Location	Telephone	Fax
Chennai	044-28222975, 28252825	044-28311416
Cochin	0484-2370365/2381912	0484-2381912
Trivandrum	0471-2319995/2319996	0471-2319998
Calicut	0495-2765258/2766259	0495-2360428
Trichur	0487-3290976	Mob: 098470-34545
Dubai	00971-4-3596002

Should you sell when the prices have hit rock bottom? It is better to choose joint development, where you take over the space two years later, well into a rising market. Apart from a brand new home of your own, you get readily saleable spaces, in smaller marketable sizes, as flats. Your options open up, just when the prices come back up.

If you sell off your property, you have lost your link to the past - memories of your history, of a more gracious past. Joint development enables you to retain your ties and leave behind a more convenient and manageable piece of wealth for your offspring.

Consider the differing requirements of a large family - one individual wishes to encash his asset, another to retain space and yet another to divide his holding between several heirs. Each one needs independent ownership. Joint development can meet all these differing needs.

Any investment, of the land consideration in retained built space, is exempted from Capital Gains Tax. As against this, with outright sale, this tax becomes payable.

Even before the downturn in property prices during mid nineties, the real estate market had very few buyers with deep enough pockets to buy large properties for cash. Invariably, other so called "cash transactions" involved a preliminary agreement, when an advance was paid. The land owner was then enmeshed into an encumbrance on the property, which could be released only years later when the buyer completed the transaction. A land owner should be wary of any cash transaction, which lacks adequate safeguards for its speedy fulfilment. With depressed markets, the pitfalls have become worse.

You always have the option to buy a flat with the proceeds of an outright sale. But you will be constrained by the available designs and layouts in the market. Often, when the layout is acceptable, the location may mean a longer commute.

With joint development, you set your design parameters - an island counter with a breakfast table in the kitchen for the wife, a suspended swing chair for the daughter to curl up with a book, an internet station in the corner for the son, and a den to balance your portfolio and read the Time magazine in peace. Joint development can upgrade your home with uptodate fits and finishes and suit the needs of the whole family.

Over three decades, Southern Investments have developed three and a half million square feet of space, maintaining exacting quality standards that have served as a bench mark for the Industry. Si has the experience to work out a plan to fit your special needs. And rework it again and then again till everyone in your family feels good about it.

Si's plans, workmanship, attention to details, and durable quality standards have always commanded a premium on resale values and rentals in every market. Your asset earns you more returns when you jointly develop your property with the best in the industry.

Should you seriously consider a higher offer made possible through the violation of building rules? Should you ever lay yourself bare to harassment from authorities through demolition notices and painful court cases? When safeguarding your asset, it is wise to choose a dependable developer. Over three decades, Si has meticulously followed the building rules.

Legitimacy comes from a sea of paperwork - Powers of Attorney, Building Sanctions, Sale Deeds, Applications for power and water connections, Completion Certificates, Patta transfers - processed by many Government departments. A hitch, an erroneous application or, worse still, the absence of such clearances, could stall the whole process. Even worse, it could demolish the value of your asset. Look to Si's experience and legal counsels to guide you. Ensure that the title you pass on to your heirs is impeccable..

Think about it. Discuss your plans with your loved ones. Come and visit the latest Si project to see for yourself. You can easily see that the designs, finishes and specifications of their latest delivered projects are the very best. Our staff can give you more details, discuss your specific needs and put you in touch with the best professional advice.